A retired insurance expert says it may not be easy for businesses affected by last week's accident in Strand Street to make a claim.
Several shops lost trade when a lorry delivering cement to a building site over-balanced and led to part of Douglas' main shopping street was cordoned off.
Some owners, including a local jeweller, have said they will now investigate making a claim for lost earnings.
But Malcolm Lambert believes that's easier said than done.
Farmers in race against time after freight backlog in Heysham
Concern for crops and animals after delays to feed and fertiliser deliveries
Further changes to sailing schedule due to tidal restrictions
Manxman crossings affected over next three days
Census 'still one of the most valuable statistical tools' for government
Cabinet Office minister says technical can't count the population as well as the survey
'Immigration is needed' for economic growth on Island
MLC says a shortage of workers is creating challenges for Manx businesses
Teenager to take on gruelling 24-hour challenge in friend's memory
Fundraiser aims to raise awareness for mental health